Teresa is 25 years old, and she makes $30,000 per year. If Teresa were to die,
how much would the beneficiaries of her life insurance policy receive if they
can get by on 75% of her income?
Current Gross Earnings
$ 7,500
9,000
15,000
23,500
30,000
40,000
65,000
MULTIPLES-OF-SALARY CHART
Current Age
25 Years
35 Years
45 Years
75% 60%
75% 60%
75% 60%
4.0
3.0
5.5 4.0
7.5
5.5 6.5
4.0
3.0 5.5 4.0 7.5 5.5 6.5
4.5 3.0
6.5
4.5
8.0
6.0
7.0
6.5
4.5
8.0
5.5 8.5
6.5
7.5
7.5
5.0
8.0
6.0
8.5
6.5
7.0
7.5 5.0
8.0
6.0 8.0
6.0 7.0
7.5 5.5
7.5
6.0 7.5 6.0
6.5
500
55 Years
75%
60%
4.5
4.5
55
5.5
5.5
55
5.5
5.5
5.0