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21-11-2022
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you work for a lending institution and are tasked with whether or not to approve a home loan, using the standard 28/36 ratio. the loan application is for $230,000. you see that the applicant has an annual salary of $83,000. the applicant also has a car payment of $315, a student loan of $140 and a boat loan of $96. how likely are you to approve the loan?

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