felix and oscar applied for the same credit card from the same bank. the bank checked both of their fico scores. felix had an excellent credit rating, and oscar had a poor credit rating. a. felix was given a card with an apr of 14%. what was his monthly percentage rate? round to the nearest hundredth of a percent. b. oscar was given a card with an apr of 21%. what was his monthly percentage rate? round to the nearest hundredth of a percent. c. if each of them had an average daily balance of $800 for a specific month and had to pay a finance charge, how much more would oscar pay than felix?