present value of amounts due assume that you are going to receive $610,000 in 10 years. the current market rate of interest is 6%. a. using the present value of $1 table in exhibit 5, determine the present value of this amount compounded annually. round to the nearest whole dollar. fill in the blank 1 of 1$ b. why is the present value less than the $610,000 to be received in the future? the present value is less due to over the 10 years.