After graduation, Noraishahplan to work for 13 years and then visit Germany. Noraishah expects to save RM2,000 a year for the first 6 years and RM3,000 annually for the next 7 years. These savings cash flows will start in one year. In addition, her family has just given Noraishaha RM8,000 graduation gift. If your donation and all future contributions are put into an account that pays 10% compounded annually, what will the amount be when Noraishah leave for Germany 13 years from now? Formula: Click Web Financial Calculator: Click Web Financial Calculator II; Click O a. RM86,150 Ob. RM78,321 Oc. RM65,395 Od. RM32,533 e. RM31,148