Mitchy is 20 years old and a disciplined saver. She has $20,000 in her investment account and earns an average 8.25% annual rate of return. She expects to receive a $5,000 graduation gift from her family when she completes university studies 2 years from now. She intends to invest this amount (like all of the other cash gifts she has received in the past). Olivia will also be receiving $80,000 from an Inheritance Trust on her 25th birthday. She plans to use $30,000 of the inheritance for a down payment on a townhome and investing the remainder. If Olivia continues with her current and planned investments and the average rate of return is maintained, in 10 years her investments will be worth?