Lydia owns a small jewelry business with only four employees. She opened her business recently and makes just enough to pay her bills each week. Yesterday, just before the end of her first quarter in business, she received a notice from the government indicating that she needed to provide evidence of workers' compensation insurance. Lydia:
a. realized she was required to provide this insurance so she immediately got a policy. b. is not required to carry workers' compensation because she has less than ten employees.
c. doesn't need workers' compensation because her business is in Louisiana. d. doesn't need workers' compensation because she is not in the construction business.