Robin, a producer from Grantley Insurance, is always alert to changes in her clients' loss exposures. Why is this so important?

A. Implemented risk management techniques may prove to be ineffective or become obsolete.
B. Knowledge of such changes will inform their efforts to create a list of experts that can be called to assist.
C. Producers have expertise about risk financing through insurance.
D. Producers can aid clients in developing risk management cost allocation plans.