PLEASE EXPLAIN FULLY!!! Kevin is currently shopping for a new laptop. He saw an advertisement for a “New laptop, $1450 regular price! Can finance with installment plan for $151.04 per month for 12 months!” Kevin's credit card has an APR of 20%. Would it be less interest for Kevin to buy the laptop with his credit card or on the installment plan? (Hint: You need to find the APR for the installment plan and compare it with the credit card)