What will happen to the U.S. workforce over the next decade or so?
a. There will be a surge of young workers, who are borrowers.
b. There will be a surge of workers in their prime earning years, who are savers.
c. There will be a surge of people leaving the workforce to become dissavers.
d. Consumption smoothing will become increasingly common.
e. Consumption smoothing will become less and less common.