Isaac has had the same 2 credit cards for 10 years. He has a total credit limit of $12,000. He never makes late payments, and his student loans are almost paid off.

Which is most likely to occur?

A.
He will be approved for a car loan with a low interest rate.

B.
His application for a new credit card will be denied.

C.
He will pay a high rate for a mortgage.

D.
He will have a low credit score.