Answer: Discrimination
Explanation:
According to the given question, the discrimination is the term which is used in the unfair and unequal trade of practicing as the people who are in the similar age class and at the same risk but they both are charged different rates for the given insurance policies.
The discrimination is the term which refers to the unequal treatment between two individual people in terms of religion, caste, gender, ethnicity and race. The policy and rules are equal for everyone but due to the discrimination factor it become unequal for each individual person.
Therefore, Discrimination is the correct answer.
