Ricardo has an authorized work permit issued by the U.S. government to work in the U.S. Each day, he travels from Mexico to El Paso, TX, to work in the construction trade. At the time that he was first employed, his U.S. employer issued him a(n) ___. Each week, the employer scans his work stipend onto it. Ricardo can purchase with it, access cash through an ATM with it, and transfer funds with it. The risk for Ricardo is _.

The correct answer is C. Payroll debit card; if it is lost or stolen and someone successfully uses it to makepurchases, he has no recourse—he is simply out the money

Explanation:

A payroll debit card is a financial product in favor of a person where they generally receive resources from the work they do. In this case, the employee must bear all the expenses he incurs so that the employer has the certainty that the resources such as travel are being used in the best way. A disadvantage is precisely that there is a risk of running out of money due to theft or loss of the card, but the same happens with any other plastic money such as credit cards.