Answer:
James still owes 1,261 dollars after 12 months
Step-by-step explanation:
Second attempt :P
James currently has 215 dollars, every month for 12 months, he deposits 45 dollars into his account
215 + 12 x 45
215 + 540 =755
Now we know how much money James will have after 12 months, Â we need to find out how much he will owe.
James has to pay 168 per month for 12 months
168 x 12 = 2016
After 12 months the total amount James owes will be 2,016 dollars.
He makes 755 for the whole 12 months
2,016 - 755 = 1,261
James still owes 1,261 dollars after 12 months