Answer:
20x + 18x + 4
Step-by-step explanation:
The quilt was in a 5:4 ratio, which meant the length was 5x and the width was 4x. The larger quilt added a border of 1-inch squares, which meant that the length & width would increase by 2 inches.
We have the area as (5x + 2)(4x + 2) = 20x + 10x + 8x  + 4
                               = 20x + 18x + 4
Solution: 20x + 18x + 4