Answer:
c. relative poverty.
Explanation:
Relative poverty is an individual or people that earns less than an average household usually about 50% less than an average household.
They do not have access to what every other household posses their salary can only take care of the basics as in the case of James who struggles to pay his house rent from his salary.
This people cannot afford to participate actively in the society just as James could not afford a car or send himself to vacation.