Which best describes the difference between a checking statement and a checking agreement?
a. a statement shows you all of the deposits and withdrawals from your account, and an
agreement shows you the terms of the account, such as fee structure and minimum
requirements
b. a statement shows you the terms of the account, such as fee structure and minimum
requirements, and an agreement shows you all of the deposits and withdrawals from your
account
c. a statement can be downloaded from your online banking account, while an agreement
must be obtained in person at a bank branch
d. a statement must be obtained in person at a bank branch, while an agreement can be
downloaded from your online banking account

Question

22-08-2022
Mathematics

contestada

Which best describes the difference between a checking statement and a checking agreement?
a. a statement shows you all of the deposits and withdrawals from your account, and an
agreement shows you the terms of the account, such as fee structure and minimum
requirements
b. a statement shows you the terms of the account, such as fee structure and minimum
requirements, and an agreement shows you all of the deposits and withdrawals from your
account
c. a statement can be downloaded from your online banking account, while an agreement
must be obtained in person at a bank branch
d. a statement must be obtained in person at a bank branch, while an agreement can be
downloaded from your online banking account

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KarpaT KarpaT · Answer 1 · 2022-08-26T13:51:06+02:00

Option (a) a statement shows you all of the deposits and withdrawals from your account, and an agreement shows you the terms of the account, such as fee structure and minimum requirements is the correct answer.

In this question,

An account statement is a periodic summary of account activity with a beginning date and an ending date. Account statements should be scrutinized for accuracy, and historical statements are critical for budgeting.

A checking account is a deposit account held at a financial institution that allows withdrawals and deposits. It is beneficial for anyone who wants to make frequent withdrawals or transactions from a bank account.

Account agreement means, with respect to an account, the agreements between an account owner and an obligor governing the terms and conditions of such account, as such agreements may be amended, modified or otherwise changed from time to time.

Thus from the definition, option (a) a statement shows you all of the deposits and withdrawals from your account, and an agreement shows you the terms of the account, such as fee structure and minimum requirements is the correct answer.

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