Employers provide Group Life Insurance as a fringe benefit for their full-time employees.
A group life insurance is a type of life insurance in which a single contract covers an entire group of people, especially the policy owners is an employer or the entity.
Various Advantages of Group Life Insurance are that they are affordable insurance cover to each member that is being covered as an employee.
Disadvantages include that their is always a lingering fear of discontinuation, lack of control, inadequate coverage in many cases etc.
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