Major personal liability claims are intended to be covered by an umbrella policy.
Umbrella insurance is a sort of personal liability insurance that provides coverage for claims that exceed the restrictions of a normal homeowner's, auto, or watercraft policy. Other members of the policyholder's family or household are also protected by umbrella insurance in addition to the policyholder.
Personal liability insurance is all about providing you and your loved ones with financial stability. Your homes policy's personal liability coverage offers protection for claims of bodily injury and property damage experienced by third parties for which you or other members of your household who are covered by the policy are legally liable.
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