President andrew jackson’s creation of a monetary system based on state-chartered banks most likely contributed to b. The Panic of 1837.
The Panic of 1837  can be described as the financial crisis  that took place around the year 1837 in the United States  which bropught about major depression,.
It should be noted that , the President andrew jackson’s creation of a monetary system also contribued to this panic, and during this panic Profits as well as prices, and wages went down and pessimism abounded.
Therefore, option B is correct.
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