After reading the given descriptions, please place the correct label by the quadrant on the graph that best describes each person's position in the market for loanable funds. a. Jolien decides not to take out a loan to fund expanding her grocery store because she projects it will only earn a return of 4% b. Osi closely follows the market for United States Treasury Bonds. He is willing to invest in them anytime the rate of return is 5% or higher, and sees that this is the case. c. in order to open a new car wash facility expected to return 13%, Julius secures a loan. d. John will shift his stock investments to corporate bonds when they return at least 10%.