Hannah has a credit card with an APR of 11.90% and a billing cycle of 30 days. The following table shows Hannah’s transactions in the month of April.
Date Amount ($) Transaction
4/1 322.95 Beginning balance
4/10 19.87 Purchase
4/14 50.00 Payment
4/19 71.21 Purchase

If Hannah’s credit card company calculates finance charges using the daily balance method, what will her April finance charge be?
a. $2.71
b. $3.20
c. $3.30
d. $3.61