Answer:
 $75,915.92
Step-by-step explanation:
You want the value of an annuity of $140 per month for 5 years at 9% compounded monthly, after it has accumulated interest for 22 more years.
Annuity
The formula for the future value of an ordinary annuity is ...
 A = P(n/r)((1 +r/n)^(nt) -1)
where P is the periodic payment made n times per year for t years and the account earns annual interest rate r.
The value of $140 monthly payments after 5 years is ...
 A = $140·(12/0.09)((1 +0.09/12)^(12·5) -1) = $140(1.0075^60 -1)/0.0075
 A ≈ $10559.38
Compound interest
That annuity balance will then earn interest compounded monthly for another 22 years. Its value will become ...
 A = ($10559.38)(1.0075^(22·12)) ≈ $75,915.92
You will have about $75,915.92 in the end.
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Additional comment
An actual account would have the interest amount rounded monthly, so the final value would be slightly different from the values calculated here. Usually the difference is on the order of a dollar or so.
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