PLEASE HELP ASAP!!!! 2 MATH QUESTIONS!!

1. In 2010, a city's population was 83,075 and it was declining at a rate of 1.04% each year. Which is the best prediction for when the city's population will be first below 62,000?

A) 5 months
B) 8 months (my answer)
C) 13 months
D) 15 months

2. Membership in a science club is expected to grow by about 6% per month. Currently, there are 140 members in the club. In about how many hours months will memberships reach 300 members?

A) 2026 (my answer)
B) 2029
C) 2034
D) 2037

**Can someone check it and tell me if it's right or wrong. And if wrong can I get explanation please?