What is collision coverage?
Collision coverage is an insurance policy that pays for repairs to your car or replaces it if you cause an accident.
Who is required to have collision coverage insurance?
If you have a lienholder (lender or lessor), you are required to have collision coverage. However, if you own the car outright, then you don't have to purchase collision coverage.
What does comprehensive coverage pay for?
Comprehensive coverage pays for damage to your car caused by events such as theft, weather, or vandalism, which are unrelated to car accidents.
What does personal injury protection cover?
Personal injury protection (PIP) covers medical expenses for you and your passengers regardless of who is at fault in an accident.
What is personal injury protection often referred to as?
Personal injury protection is often referred to as "no-fault insurance."
What is the purpose of uninsured motorist coverage?
The purpose of uninsured motorist coverage is to pay for your medical bills and car repairs if you are injured or your car is damaged in an accident caused by an uninsured driver.
