A borrower is curious about their credit score and knows the following four scenarios can have a negative or positive impact:
1. Consistently making late payments
II. Long credit history with specific card
III. Keeping a high balance on credit cards
IV. Applying for many different credit cards
Which scenario(s) will negatively impact a credit score?
a I, â…¢, â…£
b I, â…¡
c â…¡, I,â…£
d â…¡, â…¢
