a ham radio operator wishes to borrow $160,000 to construct a world-class antenna system, transceiver, and amplifier at an electrically quiet location that can be accessed remotely and controlled via the internet. microphone, morse code, radio teletype, slow-scan tv, and a host of other modes may be used for contesting, amassing dx awards, and chatting from anywhere in the world. she borrows the money at 8.5%. annual inflation is 3.8%. her combined marr is 9%. the loan is to be paid back over 5 years. what is the amount to be paid at each year-end and the pw (using both then-current and constant-dollar approaches) if repayment follows: